These Terms and Conditions of Use (“Terms and Conditions”) apply
to your use of and registration with insightsassessment.bcg.com (the
PLEASE READ THESE TERMS AND CONDITIONS BEFORE ACCESSING, BROWSING, OR
OTHERWISE USING THE SITE
Your access to, and browsing, review and use of the Site is subject to these Terms and
Conditions and all applicable laws.
By accessing and using the Site, you accept these Terms and Conditions, without
limitation or qualification. If you do not agree to the Terms and Conditions, do not use
If, at any time, any part of the Terms and Conditions is no longer acceptable to you,
immediately terminate your use of the Site.
RIGHT TO CHANGE, MODIFY OR DELETE THE TERMS AND CONDITIONS
BCG reserves the right to change, modify, add or delete portions of the Terms and Conditions
at any time, without prior notice. Please re-review the Terms and Conditions periodically
for changes. Your continued use of the Site will mean that you accept such changes or
Please refer to BCG’s
for information regarding the Company’s collection, use, and storage of users’
COPYRIGHT AND USE OF SITE CONTENT
This Site and all the information it contains, or may in the future contain, including, but
not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text,
directories, guides, photographs, illustrations, trademarks, trade names, service marks and
logos (collectively, the “Content”), is the property of BCG, and is protected
from unauthorized copying and dissemination by U.S. Copyright law, trademark law,
international conventions, and other intellectual property laws. Certain of the trademarks
and logos displayed on the site are owned by third parties. Except as we have described in
implication, estoppel, or otherwise, any license or right to use this Site or any Content
displayed on this Site, through the use of framing or otherwise, without the prior written
permission of BCG or such third party that may own the trademark or copyright of material
displayed on this Site.
BCG encourages and permits links to Content on the Site. However, BCG is an organization
committed to the highest professional standards.Therefore, BCG does not grant any license or
other permission for links or other use of the Site or its Content if such use or link: (a)
suggests that BCG promotes or endorses any third party’s causes, ideas, political campaigns,
web sites, products or services, (b) copies, displays, disseminates or otherwise uses the
Content without BCG’s express written consent, or (c) uses the Content for commercial
purposes. Furthermore, BCG does not grant its consent for links to the Site where the
reserve the right to withdraw permission for any link at any time.
Subject to your full compliance with these terms, BCG authorizes you to view the Content,
make a single copy of it, and print that copy, but only for your own lawful, personal,
noncommercial use, provided that you maintain all copyright, trademark and other
intellectual property notices contained in such Content, and provided that the Content, or
any part thereof, is not modified.
RESPONSES TO ONLINE REQUESTS
From time to time, BCG may offer to provide information or materials via e-mail or otherwise
to interested persons. BCG reserves the right, in its absolute discretion, to reject any
requests for such information or materials, or to discontinue the provision of such
information or materials to any person, for any reason whatsoever.
You may use the Site for lawful purposes only. You may not upload to, or distribute or
otherwise publish through the Site, any Content that is any of the following:
- is libelous, defamatory, obscene, pornographic, abusive, harassing or threatening, or
otherwise objectionable to BCG in the Company’s sole discretion;
- contains computer viruses, worms, moles or other contaminating or destructive
- violates the rights of others, such as Content that infringes any copyright, trademark,
patent, trade secret or violates any right of privacy or publicity;
- contains any false or misleading statement;
- contains advertising; or
- otherwise violates any applicable criminal or civil law. You may not use the Site for
any commercial purpose and may not distribute over the Site any solicitation of funds,
goods and services. In addition, you may not use the Site to solicit subscribers to join
other online information services that are competitive with the Site.
CONTENT MANAGEMENT AND REMOVAL
BCG does not and cannot review generally the content posted by users of the Site (“Users’
Content”) and is not responsible for such Users’ Content. However, BCG reserves
the right to cancel your access to these areas and/or delete, move, or edit any Users’
Content (including messages posted in any forum) that it may determine, in its sole
Content posted by you or by any other person using your account. BCG shall have the right,
but not the obligation, to correct any errors or omissions in any Users’ Content, as
it may determine in its sole discretion.
BCG prohibits the posting of any information that infringes or violates the copyright rights
and/or other intellectual property rights (including rights of privacy and publicity) of any
person or entity. If you believe that your intellectual property right (or such a right that
you are responsible for enforcing) is infringed by any content on the Site, please write to
BCG at the below address, giving a written statement that contains the following
information: (a) an identification of the copyrighted work and/or intellectual property
right claimed to have been infringed; (b) an identification of the allegedly infringing
material on the Site that is requested to be removed; (c) your name, address, and daytime
telephone number, and an e-mail address if available; (d) a statement that you have a good
faith belief that the use of the copyrighted work and/or exercise of the intellectual
property right is not authorized by the owner, its agent, or the law; (e) a statement that
the information in the notification is accurate, and, under penalty of perjury, that the
signatory is authorized to act on behalf of the owner of the right that is allegedly
infringed; and (f) the signature of the intellectual property right owner or someone
authorized on the owner’s behalf to assert infringement of the right. BCG will remove
any posted submission that infringes the copyright or other intellectual property right of
any person under U.S. law upon receipt of such a statement (or any statement in conformance
with 17 U.S.C. § 512(c)(3)). U.S. law provides significant penalties for submitting such a
statement falsely. Under appropriate circumstances, persons who repeatedly submit infringing
or unlawful material will be prohibited from posting further submissions. BCG’s
contact for submission of notices under this section is: General Counsel, Boston Consulting
Group, Inc. 200 Pier 4 Boulevard, Boston, Massachusetts 02210.
BCG does not represent or endorse the accuracy or reliability of any Users’ Content
displayed, uploaded, posted on any message board, or otherwise distributed through the Site
by any subscriber, information provider or any other third party. BCG expressly disclaims
any liability related to Users’ Content, and you acknowledge that any reliance upon
such Subscriber Content shall be at your sole risk.
The Site may contain links to sites on the Internet that are owned and operated by third
parties (the “External Sites”). You acknowledge that BCG is not responsible for
the availability of, or the content or software applications located on or through any
External Site. You should contact the site administrator or Webmaster for those External
Sites if you have any concerns regarding such links or External Sites.
When registering with or applying to BCG you must provide accurate, complete, and current
registration information and you agree to provide BCG with any updates to that information
promptly after such changes occur.
Individual subscriptions to the Site are available only to persons who are at least 18 years
of age. Minors may receive access keys or user id/passwords only as part of an authorized
group subscription. Your right to use the Site is personal to you and cannot be transferred
to any other person.
You shall be responsible for obtaining communication services, computer equipment and other
products or services necessary to access and use the Site. You shall be responsible for all
charges associated with accessing and maintaining a connection to the Site including, but
not limited to, charges imposed by an Internet service provider, or your local telephone
Unless you elect otherwise by making the appropriate selection on the BCG personal
information page, BCG shall have the right to disclose certain limited registrant
information including, but not limited to, the registrant’s name, e-mail and mailing
address, to affiliates, partners and third party vendors for the purpose of providing
registrants with information about products and services. BCG shall also have the right to
disclose aggregate information about registrant usage and demographics in a manner that does
not reveal the personal identity of any individual registrant. BCG shall have the right to
send you electronic mail to inform you of changes or additions to the Site, or of any
products and services of BCG. For additional information, see the Company’s
BCG may provide you with links to third party Web sites, and some of the Content appearing to
originate from the Site may be supplied by third party Content providers. BCG has no
privacy policies, if any, of the applicable third-party Content providers.
ACCESS TO AND AVAILABILITY OF THE SITE
The Site may become unavailable to you as a result of maintenance, malfunction of computer
hardware or software, or for other reasons, and may result in damages to your systems or
operations. You shall be solely responsible for ensuring that any information or content
obtained from the Site does not contain any virus, worm, mole or other computer software
code or subroutine designed to disable, erase, impair or otherwise damage your systems,
software, or data.
RESTRICTION, SUSPENSION OR TERMINATION
BCG reserves the right, in its sole discretion, to restrict, suspend or terminate your access
to all or any part of the Site at any time for any reason without prior notice or liability
and without any obligation to refund any portion of fees paid for any product or
BCG may change, suspend or discontinue all or any aspect of the Site at any time, including
the availability of any Site feature, database, or content, without prior notice or
DISCLAIMER OF WARRANTIES
THE SITE AND THE CONTENT ARE DISTRIBUTED ON AN “AS IS, AS AVAILABLE” BASIS.
NEITHER BCG, THIRD PARTY CONTENT PROVIDERS NOR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTIES
OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE
OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT
TO THE SITE, ANY CONTENT OR ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED THROUGH THE SITE.
YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND
THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NEITHER BCG NOR ANY
PROVIDER OF THIRD PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SITE WILL BE
UNINTERRUPTED OR ERROR-FREE; NOR DOES BCG, ANY THIRD PARTY CONTENT PROVIDER, OR THEIR
RESPECTIVE AGENTS MAKE ANY WARRANTY AS TO THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR
THE CONTENT. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE
SECTION 1542 THAT PROVIDES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE
NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF
KNOWN BY HIM MIGHT HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”
Limitation of Liability.
UNDER NO CIRCUMSTANCES SHALL BCG NOR ANY THIRD PARTY CONTENT PROVIDER NOR THEIR RESPECTIVE
PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, PAST OR PRESENT OFFICERS,
DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES ATTORNEYS, LICENSORS
OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR
CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE, EVEN IF SUCH
PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW
EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE
LIABILITY OF BCG, THIRD PARTY CONTENT PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED
TO THE GREATEST EXTENT PERMITTED BY LAW.
You hereby agree to indemnify, defend and hold BCG, and all of its predecessors, successors,
parents, subsidiaries, affiliates, and past and present officers, directors, shareholders,
investors, employees, agents, information providers, attorneys, representatives licensors
and information providers (collectively, the “BCG Representatives”) harmless
from and against any and all liability, losses, costs and expenses (including attorneys’
fees) incurred by BCG or any BCG Representative in connection with any claim arising out of
any use or alleged use by you of this site or arising out of or in relation to any breach by
you of the Terms and conditions, or the representations, warranties and covenants you made
by agreeing to these Terms and Conditions. BCG reserves the right, at its own expense, to
assume the exclusive defense and control of any matter otherwise subject to indemnification
by you, and in such case, you agree to cooperate reasonably with BCG’s defense of such
claim. Choice of Law.
The Terms and Conditions shall be construed in accordance with the laws of the Commonwealth
of Massachusetts, without regard to conflict of laws principles.
The Terms and Conditions constitute the entire agreement between the parties with respect to
the subject matter hereof, and supersede all previous written or oral agreements between the
parties with respect to such subject matter.
NO AMENDMENT OR WAIVER
The Terms and Conditions may not be amended except in writing signed by both parties and no
waiver by either party shall be deemed a waiver of any preceding or subsequent breach or
default, unless such a waiver is in writing and signed by an authorized representative of